What Happens When You Skip an Uber Injury Attorney for 90 Days After Your Crash

You're sitting in that Uber, scrolling through your phone, when suddenly everything changes. The crash happens fast, but the aftermath? That drags on for months. And if you're like most people, you probably think you can handle the insurance claims yourself. What you don't realize is that every day you wait makes your case harder to win.

The First 30 Days: When Evidence Disappears

Here's what most people don't understand about Uber crashes - you're not just dealing with regular car insurance. There are multiple companies involved: the other driver's insurance, Uber's commercial policy, and sometimes your own coverage. Each one is looking for reasons to pay less or nothing at all.

During those first crucial weeks, evidence starts vanishing. Security cameras get wiped. Witnesses forget details. The Uber driver's version of events becomes the "official" story. Meanwhile, you're focused on healing, not building a legal case.

At Faloni Law Group, LLC, we've seen this pattern play out dozens of times. The clients who call us immediately after their crash have options. The ones who wait 60 or 90 days? They're fighting an uphill battle.

The Insurance Company Shell Game

Uber's insurance coverage depends on what the driver was doing at the time of the crash. Were they waiting for a ride request? Heading to pick up a passenger? Or actively transporting someone? Each scenario triggers different coverage levels, and the insurance companies aren't eager to clarify which applies to your situation.

They'll bounce you between departments, request the same paperwork multiple times, and offer settlements that barely cover your medical bills. This isn't incompetence—it's strategy. The longer they drag things out, the more desperate you become to accept whatever they offer.

Thinking about this for your situation? Let's talk. We'll walk you through your options—no pressure.

Why 90 Days Change Everything

After three months, your case fundamentally shifts. Medical records that seemed straightforward become "pre-existing conditions." Your initial injury report gets questioned. The insurance company's team has had time to build its defense while you've been trying to get better.

But here's the bigger problem: New Jersey's modified comparative negligence law means that if you're found more than 50% at fault, you get nothing. Insurance companies know this, and they use that 90-day window to craft a narrative where you share significant blame.

I've watched clients lose winnable cases simply because they waited too long to get legal help. Not because their injuries weren't real or the other driver wasn't at fault, but because the evidence and witness testimony had deteriorated beyond repair.

The Real Cost of Going It Alone

Let me be blunt: insurance adjusters handle hundreds of claims every month. You handle maybe one rideshare accident in your lifetime. They know precisely how to minimize payouts while making you feel like you're getting a fair deal.

They'll offer you a quick settlement that sounds reasonable until you realize it won't cover your future medical bills, lost wages, or the ongoing pain you're dealing with. Once you sign that release, you can't go back and ask for more money when complications arise.

The average Uber injury settlement in New Jersey ranges from $15,000 to $150,000, depending on the severity of injuries and strength of the case. But clients who wait months before seeking legal help typically settle for far less than they deserve.

What Actually Works (And When)

The most successful rideshare injury cases share common elements: immediate legal representation, thorough evidence collection, and aggressive negotiation with all insurance parties involved. This isn't about being difficult—it's about protecting your rights when multiple billion-dollar companies are trying to minimize their payouts.

Early legal intervention allows us to secure evidence, interview witnesses while memories are fresh, and establish a clear timeline of events. We can also ensure you're getting appropriate medical care and that all your treatments are properly documented for your claim.

For complete guidance on handling injury claims, visit our contact page to schedule a consultation.

Your Next Move Matters

If you've been injured in an Uber crash, don't let insurance companies control the narrative. Every day you wait gives them more ammunition to use against you. The good news? Even if it's been a few weeks or months, you still have options.

New Jersey gives you two years to file a personal injury lawsuit, but building a strong case takes time. The earlier you start, the better your chances of recovering fair compensation for your injuries, medical bills, lost income, and pain and suffering.

Ready to take the next step? Contact us today for straight answers about your rideshare injury case and what you can realistically expect from the legal process.